As the new year arrives, it’s a good time for parents to review their children’s dental insurance coverage and make sure it meets their needs. Pediatric dental insurance is a type of insurance that covers the dental care needs of children. It’s usually included as part of a comprehensive health insurance plan, but it can also be purchased as a standalone policy. Here are some things to consider when reviewing your children’s dental insurance:
Look for a plan that covers preventive care: Preventive care, such as cleanings and check-ups, is important for maintaining the health of your child’s teeth and gums. Look for a plan that covers these services at no additional cost, or with a low copay.
Consider the types of services covered: In addition to preventive care, you may also need coverage for more extensive treatments, such as fillings, extractions, or orthodontic care. Make sure the plan you choose covers the types of services your child may need.
Check the network of providers: Some dental insurance plans have a network of preferred providers that offer discounted rates. If you have a specific dentist or dental group that you prefer, make sure they are included in the network.
Review the annual maximum: Most dental insurance plans have an annual maximum benefit, which is the maximum amount of money the plan will pay for dental services in a given year. Make sure the annual maximum is sufficient for your needs.
By reviewing your children’s dental insurance coverage, you can ensure that you have the coverage you need to maintain their oral health in the new year. At Kids Stop Dental, Drs. John Barnett Jr., Arlene Barnett, Arthur Williams, Melissa Fitzwater and their team provide high-quality pediatric dental care in a loving, caring manner at an affordable price. Our Dallas Fort Worth area pediatric dental practice uses the latest advances in dental technology, like in-office and out-patient sedation, to give patients the smile they deserve. To schedule an appointment, visit our website to request an appointment.